A fiduciary is legally and ethically required to act in your best interest at all times — not just recommend suitable products. At Ashwood Financial Partners, we operate as a fiduciary on every client engagement, meaning your goals are always our only agenda. No proprietary products, no sales quotas, no conflicts of interest.t goes here

The CFA Charter is one of the most rigorous credentials in finance, requiring thousands of hours of study and adherence to a strict Code of Ethics. Ashby W. Price, CFA Charterholder, leads Ashwood's investment process — meaning your portfolio is managed with institutional-grade discipline and ethical accountability.

If you're navigating retirement planning, managing a business, coordinating with a CPA on taxes, or simply want a disciplined investment process — a fiduciary advisor adds measurable value. Ashwood offers a complimentary consultation to help you determine if our services are the right fit for your situation.

Tax-aware planning coordinates your investment strategy with your tax situation — including multi-year bracket management, Roth conversion analysis, and return scanning powered by Holistiplan. We work directly with your CPA to minimize your lifetime tax burden, not just your current-year bill.

We provide 360° fiduciary retirement plan advisory for 401(k), 403(b), 457, and SIMPLE IRA plans — backed by RPAG's institutional research network. This includes investment monitoring, fee benchmarking, compliance support, and participant education so your plan meets its fiduciary obligations and serves your employees well.

Fee-only advisors are compensated solely by client fees with no commissions. Fee-based advisors may receive both fees and commissions. Ashwood Financial Partners operates as an independent fiduciary — your interests always come first, with full transparency on how we are compensated.

Yes — you can roll over your 401(k) to a traditional IRA or a new employer's plan without taxes or penalties if the transfer is handled correctly and meets IRS rules. Ashwood guides clients through this process to avoid common mistakes that trigger unnecessary taxes or penalties.

Your Risk Number is a quantified score — from 1 to 99 — that measures your personal tolerance for portfolio risk. Ashwood uses Nitrogen Wealth's Risk Number tool to stress-test your portfolio across market scenarios and ensure your investments align with your actual comfort level, not just your stated preferences.

Yes — Ashwood Financial Partners has deep experience advising nonprofits on retirement plan design, fiduciary governance, and board leadership. We don't just advise nonprofits — we serve alongside them through volunteering, board participation, and community partnerships across Central Virginia.

The first step is a complimentary consultation where we learn about your goals, answer your questions, and determine if Ashwood is the right fit. You can also discover your personal Risk Number to see how your current portfolio aligns with your comfort level. Schedule at ashwoodfinancialpartners.com or call (804) 622-1727.