Your tax return is a financial fingerprint.
Most CPAs prepare your taxes. We plan around them. Using advanced tax analysis technology, we read every line of your return and translate it into multi-year planning opportunities to review with you and your CPA.
Tax preparation looks back. Tax-Aware Planning looks forward.
Your CPA handles compliance. We focus on forward-looking strategy. Together, we work as a coordinated team.
Tax Preparation
- Files your return after year-end
- Reports what already happened
- Focuses on current year deductions
- Reactive compliance
Tax-Aware Planning
- Multi-year bracket management
- Roth conversion timing
- Loss harvesting & gain deferral
- Proactive optimization
Every dollar connected.
We integrate every tax decision into your broader wealth plan. See Wealth Management
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We read between the lines.
Using specialized OCR technology, we securely scan your tax return to identify over 75 specific planning opportunities, from missed deductions to RMD reduction strategies. Your documents are processed through encrypted channels.
Upload Your ReturnActionable insights.
Tax planning is one of the core subject areas of the CFP® certification curriculum. Chris Milligan holds the CFP® certification and works alongside your CPA on the strategies below. Meet the Team
CFP Board owns the certification mark CFP® in the U.S.
Roth Conversions
We identify "valley years" where your income is lower to convert IRA assets at reduced tax rates. Our scenario modeling shows you the estimated dollar impact, so you can convert with a documented projection rather than guesswork.
Each model sets two scenarios side by side so you, your CPA, and our team can review the estimated tax impact of a decision before it is made rather than after.
Sample analysis shown with hypothetical data for illustration purposes only. Scenario descriptions are general in nature and are not tax advice. All tax strategies should be reviewed with a qualified tax professional.
IRMAA Planning
We help you plan around Medicare surcharges by managing your Modified Adjusted Gross Income (MAGI) through strategic income timing and bracket management.
Asset Location
Placing high-yield assets in IRAs and growth assets in brokerage accounts to help minimize ongoing tax drag across your portfolio.
Your return has a story. Let's read it.
Schedule a complimentary review to see what opportunities might be hiding in your 1040.
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